The short version: Some links on this site are affiliate links. If you click one and buy a policy, we may earn a commission — at no extra cost to you. This never influences our ratings, rankings, or editorial opinions. We only recommend providers we've independently evaluated.
An affiliate link is a specially tracked URL that tells a company's website that a visitor arrived via our referral. When you click a "Get a Quote" button or similar link on Pet Insurance Insider and subsequently purchase a pet insurance policy, the insurance provider may pay us a referral commission. This commission comes from the provider's marketing budget — it does not increase the price you pay for your policy.
On Pet Insurance Insider, "Get a Quote" buttons and direct links to insurance provider websites are affiliate links. These are clearly identifiable as outbound links to provider websites. The following providers may have affiliate relationships with us:
Internal links to our own pages (such as our Reviews, Compare, or Best Pet Insurance pages) are never affiliate links.
It doesn't. Our ratings, rankings, and written reviews are produced independently by our editorial team based on a consistent methodology that evaluates coverage, pricing, claims experience, customer satisfaction, and financial strength. We do not accept payment to alter ratings or rankings, and providers cannot pay for favorable coverage.
Affiliate commissions help us fund the research, writing, and maintenance of this site so we can continue providing free, independent guidance to pet owners. We are transparent about this relationship because we believe you deserve to know how we operate.
This disclosure is made in accordance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255). We are committed to transparency and will always clearly disclose material connections between our site and any companies we review or link to.
For a full explanation of how we research, rate, and review pet insurance providers, visit our About Us page. Our methodology covers how we score each provider across multiple dimensions and how we ensure our content remains unbiased and useful to pet owners.
If you have any questions about our affiliate relationships or editorial practices, please contact us. We're happy to explain how we operate.